You closed on your home. You got the keys. You signed a mountain of documents.

And someone forgot to mention the one thing that could save you thousands of dollars a year.

The Georgia homestead exemption doesn't happen automatically. Your closing attorney didn't file it for you. The county doesn't check the deed records and apply it on your behalf. If you don't take the step to apply yourself, you'll pay full property taxes, every year ,until you do.

This is one of the most common and most expensive oversights I see with new buyers in Cherokee and Forsyth County. And it's also one of the most avoidable.

Here's everything you need to know.