Should You Waive the Appraisal Contingency in Canton, GA?

Waiving your appraisal contingency rarely pays off in North Metro Atlanta's 2026 market. With Forsyth County prices softening 2–3% year over year and Cherokee County holding closer to flat, the appraisal gaps that made waivers routine in 2021 and 2022 have mostly closed. Keep the contingency unless you have cash reserves specifically set aside to cover a low appraisal and strong comps to back up your offer price.

By Greg Hart | July 6, 2026

If you bought a home in Canton, Woodstock, or Cumming in 2021 or 2022, there's a good chance someone told you to waive your appraisal contingency to win the deal. That advice made sense then. Homes were appraising below their contract price constantly because prices were rising faster than the comparable sales appraisers relied on.